OFFSHORE INSURANCE OPERATIONS

Scale Your Insurance Back Office with Accuracy, Speed, and Compliance

Free your onshore team from repetitive documentation and speed up claims processing. Deploy experienced offshore insurance account managers and claims processors working directly within your agency management workflows to cut overhead costs by up to 70%

INSURANCE BACK-OFFICE OUTSOURCING | PHILIPPINES

Insurance Back-Office Support That Lets Your Brokers

Focus on Clients, Not Paperwork

Dedicated policy administrators, renewals specialists, claims support officers and premium accounting staff who work inside your broking system and follow your procedures to the letter. Built for US, Australian and UK brokers, agencies, MGAs and insurers that want accurate, on-time processing at up to 70% below the cost of local hiring.

SUPPORTING INSURANCE BUSINESSES IN

WHY THE PHILIPPINES FOR INSURANCE SUPPORT

Why US, Australian and UK insurance businesses outsource their back office to the Philippines

Insurance runs on accuracy, deadlines and trust. Yet experienced account handlers spend much of their day on data entry, document checks and chasing paperwork. The Philippines has supported Western insurers and brokers for years, and its back-office professionals bring precision, fluent English and process discipline at a cost that frees your licensed people to sell, advise and retain clients.

70%

Lower Than Local Hiring

A full-time Philippines-based insurance support specialist typically costs 50 to 70% less than an equivalent hire in the US, Australia or the UK once salary, benefits, superannuation or pension, payroll tax and overhead are included.

EN

Precise, Professional English

English is an official language in the Philippines. Your team reads policy wordings carefully, writes clear client correspondence and communicates confidently with insurers, underwriters and claimants.

1.8M

Mature Financial Services Talent

The Philippine IT and BPM industry employs around 1.8 million people, with insurance and financial services among its most established specialisations. Many candidates have direct experience in broking, underwriting support or claims.

UTC+8

Renewals Ready by Morning

Manila shares a working day with Australia and works mid or night shifts for the UK and US. Renewal packs, endorsements and certificates can be processed overnight, ready for your team’s review at the start of the day.

ACROSS THE POLICY LIFECYCLE

Support at every stage, from first quote to claim

Hand over the stages that consume the most admin time, or let your Philippine team support the entire policy lifecycle behind your licensed brokers and account managers.

01

Quotes and Submissions

Client data gathered and market submissions prepared.

02

New Business Setup

Policies entered, documents issued and files built.

03

Endorsements

Mid-term changes processed accurately and quickly.

04

Renewals

Renewal packs, comparisons and reminders prepared on time.

05

Premium Accounting

Invoices, receipts and insurer statements reconciled.

06

Claims Support

Claims lodged, documents chased and clients updated.

NEVER MISS A RENEWAL

A back office that keeps every policy on schedule

Late renewals, missed endorsements and slow certificates put client relationships and commission at risk. Your UpraisIT team works through a clear daily queue, prepares everything your brokers need well ahead of deadlines and flags anything that needs a licensed decision.

Your account managers spend their time talking to clients and insurers, while the processing happens quietly and accurately in the background.

This Week's Work Queue

ON TRACK

πŸ“„

Commercial Package Renewal

Due in 45 days Β· Market comparison ready

READY FOR BROKER

πŸ“‹

Certificate of Insurance x 12

Contractor client Β· Requested today

ISSUED

✎

Motor Fleet Endorsement

3 vehicles added Β· Insurer confirmation

PROCESSING

πŸ”

Property Claim Documents

Awaiting repair quote from client

CHASING

πŸ’΅

Insurer Statement Reconciliation

Month-end Β· 214 transactions

IN PROGRESS

0

Missed renewals

100%

Logged in your system

1

Monthly invoice

Illustrative example. Tasks shown are for demonstration only.

INSURANCE BACK-OFFICE SERVICES

Insurance back-office services we deliver from the Philippines

We build dedicated support teams for insurance brokers, agencies, MGAs, underwriting agencies and insurers across the US, Australia and the UK. Every team member works exclusively for you, inside your systems, following your procedures, compliance requirements and service standards.

Policy Administration

New business setup, policy checking against quotes and schedules, endorsements, cancellations and document issuance, all processed accurately in your management system with a clean audit trail.

Renewals Management

Renewal tracking, client data updates, renewal invitations, market comparison spreadsheets and remarketing submissions prepared well ahead of expiry for your brokers to review and present.

Quotes and Market Submissions

Gathering client information, completing proposal forms, building underwriting submissions, uploading to insurer portals and collating quotes into clear summaries for your brokers.

Certificates and Documentation

Certificates of insurance, certificates of currency, loss runs, evidence of cover and policy document packs prepared quickly and checked carefully, so clients and contractors are never left waiting.

Claims Administration Support

First notice of loss intake, claim lodgement with insurers, document collection, follow-ups with assessors and adjusters, and regular status updates that keep claimants informed and reassured.

Premium Accounting and Reconciliation

Client invoicing, receipting, premium funding paperwork, commission tracking and insurer statement reconciliations for agency and direct bill, with debtors followed up before cover is at risk.

BUILT FOR A REGULATED INDUSTRY

Offshore support designed around your compliance obligations

Insurance is one of the most regulated industries in every market we serve. Your UpraisIT team is set up to support your licensed professionals, never to replace their judgement, with clear boundaries, secure access and processes that stand up to audit.

Before go-live, we agree exactly which tasks your offshore team handles and which stay with your licensed or authorised staff, so your obligations under your state licensing rules in the US, your AFS licence in Australia or FCA rules in the UK remain fully in your control.

Clear Licensing Boundaries

Advice, selling, binding and claims decisions stay with your licensed team.

Secure System Access

Individual logins, multi-factor authentication and approved permissions only.

Full Audit Trail

Every action recorded in your own broking or policy system.

Quality Checks Built In

Checklists, peer review and accuracy reporting on every workflow.

HOW IT WORKS

How we set up your insurance back-office team

Moving insurance processing offshore should feel controlled and low risk. UpraisIT’s transition is structured, documented and supervised, so your clients notice faster service, not a change in who does the work.

1

Workflow and Compliance Review

We map your current processes, lines of business, systems, volumes and service standards. Together we define which tasks move offshore and which remain with your licensed staff.

2

Insurance Talent Selection

We shortlist candidates with insurance or financial services experience matched to your market and systems. Each passes a skills test, an English assessment and a background check. You interview and choose.

3

Procedures and Systems Training

Your team is trained on your broking system, procedures manuals, insurer portals and checklists, with secure access set up before they handle live client files.

4

Go Live with Quality Assurance

Work goes live with close review by your team, then moves to regular quality sampling, accuracy reporting and monthly performance reviews. Add more support as your book grows.

ENGAGEMENT MODELS

Choose the support model that fits your business

Start with one specialist or build a full processing team. Every model includes dedicated talent, equipment, payroll, HR and account management on one simple monthly invoice.

FREE UP A BROKER

Dedicated Account Assistant

One full-time specialist supporting one or more account managers with their day-to-day processing.

MOST POPULAR

RUN THE BACK OFFICE

Insurance Processing Team

A team covering policy admin, renewals, certificates and accounts, with an optional team lead and quality checker.

FOCUSED FUNCTION

Claims or Accounts Desk

A specialised team dedicated to one high-volume function such as claims administration or premium accounting.

Your data, your system

Client files never leave your own platforms.

Accuracy reporting

Regular quality and turnaround metrics.

Peak-ready

Add support for renewal seasons and events.

No recruitment fees

One all-inclusive monthly rate per specialist.

TIMEZONE COVERAGE FOR US, AU AND UK

Processing that keeps pace with your clients

Philippine Standard Time (UTC+8) suits all three markets. Australian brokers share most of the working day for live collaboration. UK teams get a mid shift that covers the London afternoon, and US agencies get night shift support during American business hours.

Many clients also use the overnight advantage: queue endorsements, certificates and renewal prep at the end of the day, and start the next morning with everything ready for review.

CLIENT CITY

9AM TO 5PM EQUALS (MANILA)

SHIFT MODEL

πŸ‡ΊπŸ‡Έ New York (EST)

10pm to 6am

Night shift

πŸ‡ΊπŸ‡Έ Chicago (CST)

11pm to 7am

Night shift

πŸ‡¦πŸ‡Ί Sydney (AEDT)

6am to 2pm

Day shift

πŸ‡¦πŸ‡Ί Brisbane (AEST)

7am to 3pm

Day shift

πŸ‡¬πŸ‡§ London (GMT)

5pm to 1am

Mid shift

πŸ‡¬πŸ‡§ Manchester (GMT)

5pm to 1am

Mid shift

Times shift by one hour when daylight saving starts or ends in your city.

LOCAL BACK OFFICE VS OFFSHORE TEAM

Why insurance businesses choose back-office outsourcing

Experienced insurance staff are hard to find and expensive to keep, and when your account handlers are buried in admin, service and growth both suffer. A dedicated Philippine back-office team takes on the processing so your licensed people can do what only they can do.

Local Back-Office Staff

Dedicated Insurance Team via UpraisIT

SYSTEMS AND SEGMENTS

Fluent in your insurance systems, experienced across your lines

Our insurance support specialists work in the agency management, broking and policy administration platforms used across the US, Australia and the UK, and are matched to your lines of business so they understand your products and terminology.

COMMON QUESTIONS

What insurance businesses ask before outsourcing their back office

Cost depends on the roles, experience level and team size. Most US, Australian and UK insurance businesses save 50 to 70% compared with hiring equivalent local support staff. You pay one flat monthly rate per specialist covering salary, benefits, equipment, workspace, payroll, HR and account management.

Your offshore team handles administrative and processing work such as data entry, policy checking, renewal preparation, certificates, claims administration and reconciliations. Regulated activities, including giving advice, selling or arranging cover, binding and making claims decisions, stay with your licensed or authorised staff.

Your team works inside your own systems using individual logins, multi-factor authentication and only the permissions you approve. Every team member signs confidentiality agreements, and our processes follow the Philippine Data Privacy Act alongside your obligations under UK GDPR, the Australian Privacy Act and applicable US privacy laws.

Many candidates have hands-on experience with platforms such as Applied Epic, AMS360, HawkSoft, EZLynx, Acturis and Australian broking systems. We match candidates to your system where possible and train them on your specific setup and procedures before go-live.

Every workflow runs on documented checklists agreed with your team. New team members work under close review at first, then move to regular quality sampling, with accuracy and turnaround reported to you so you always know how the work is performing.

Most clients receive a shortlist within about a week and have their team processing live work within two weeks of sign-off. You can add specialists ahead of renewal peaks or after major weather events, typically with two to three weeks of notice.

Give your brokers back the time to grow your book

Talk to our team about your lines of business, systems, volumes and service standards, and see what a dedicated insurance back-office team from the Philippines would cost for your business. No obligation, no pressure, and an honest answer on whether it is the right fit.

No commitment Β· Response within 1 business day

How We Can Help You?

Each client has its own needs. As a B2B enterprise, we put a lot of effort to know your business needs well enough to offer you tailor-fit solutions that best meet your requirements.Β 

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