OFFSHORE INSURANCE OPERATIONS
Scale Your Insurance Back Office with Accuracy, Speed, and Compliance
Free your onshore team from repetitive documentation and speed up claims processing. Deploy experienced offshore insurance account managers and claims processors working directly within your agency management workflows to cut overhead costs by up to 70%
INSURANCE BACK-OFFICE OUTSOURCING | PHILIPPINES
Insurance Back-Office Support That Lets Your Brokers
Focus on Clients, Not Paperwork
Dedicated policy administrators, renewals specialists, claims support officers and premium accounting staff who work inside your broking system and follow your procedures to the letter. Built for US, Australian and UK brokers, agencies, MGAs and insurers that want accurate, on-time processing at up to 70% below the cost of local hiring.
- Works inside your broking system
- Licensed activities stay with you
- Secure, audited processes
SUPPORTING INSURANCE BUSINESSES IN
- πΊπΈ United States
- π¦πΊ Australia
- π¬π§ United Kingdom
- π΅π Philippines (delivery hub)
WHY THE PHILIPPINES FOR INSURANCE SUPPORT
Why US, Australian and UK insurance businesses outsource their back office to the Philippines
Insurance runs on accuracy, deadlines and trust. Yet experienced account handlers spend much of their day on data entry, document checks and chasing paperwork. The Philippines has supported Western insurers and brokers for years, and its back-office professionals bring precision, fluent English and process discipline at a cost that frees your licensed people to sell, advise and retain clients.
Lower Than Local Hiring
A full-time Philippines-based insurance support specialist typically costs 50 to 70% less than an equivalent hire in the US, Australia or the UK once salary, benefits, superannuation or pension, payroll tax and overhead are included.
Precise, Professional English
English is an official language in the Philippines. Your team reads policy wordings carefully, writes clear client correspondence and communicates confidently with insurers, underwriters and claimants.
Mature Financial Services Talent
The Philippine IT and BPM industry employs around 1.8 million people, with insurance and financial services among its most established specialisations. Many candidates have direct experience in broking, underwriting support or claims.
Renewals Ready by Morning
Manila shares a working day with Australia and works mid or night shifts for the UK and US. Renewal packs, endorsements and certificates can be processed overnight, ready for your team’s review at the start of the day.
ACROSS THE POLICY LIFECYCLE
Support at every stage, from first quote to claim
Hand over the stages that consume the most admin time, or let your Philippine team support the entire policy lifecycle behind your licensed brokers and account managers.
01
Quotes and Submissions
Client data gathered and market submissions prepared.
02
New Business Setup
Policies entered, documents issued and files built.
03
Endorsements
Mid-term changes processed accurately and quickly.
04
Renewals
Renewal packs, comparisons and reminders prepared on time.
05
Premium Accounting
Invoices, receipts and insurer statements reconciled.
06
Claims Support
Claims lodged, documents chased and clients updated.
- Follows your procedures and checklists
- Licensed decisions stay with your team
- Every action logged in your system
NEVER MISS A RENEWAL
A back office that keeps every policy on schedule
Late renewals, missed endorsements and slow certificates put client relationships and commission at risk. Your UpraisIT team works through a clear daily queue, prepares everything your brokers need well ahead of deadlines and flags anything that needs a licensed decision.
Your account managers spend their time talking to clients and insurers, while the processing happens quietly and accurately in the background.
- Renewals prepared 60 to 90 days ahead, on your timetable
- Same-day turnaround targets for certificates and endorsements
- Clear handover notes on anything needing broker review
This Week's Work Queue
ON TRACK
π
Commercial Package Renewal
Due in 45 days Β· Market comparison ready
READY FOR BROKER
π
Certificate of Insurance x 12
Contractor client Β· Requested today
ISSUED
β
Motor Fleet Endorsement
3 vehicles added Β· Insurer confirmation
PROCESSING
π
Property Claim Documents
Awaiting repair quote from client
CHASING
π΅
Insurer Statement Reconciliation
Month-end Β· 214 transactions
IN PROGRESS
Missed renewals
Logged in your system
Monthly invoice
Illustrative example. Tasks shown are for demonstration only.
INSURANCE BACK-OFFICE SERVICES
Insurance back-office services we deliver from the Philippines
We build dedicated support teams for insurance brokers, agencies, MGAs, underwriting agencies and insurers across the US, Australia and the UK. Every team member works exclusively for you, inside your systems, following your procedures, compliance requirements and service standards.
Policy Administration
New business setup, policy checking against quotes and schedules, endorsements, cancellations and document issuance, all processed accurately in your management system with a clean audit trail.
- New Business Setup
- Policy Checking
- Endorsements
- Cancellations
Renewals Management
Renewal tracking, client data updates, renewal invitations, market comparison spreadsheets and remarketing submissions prepared well ahead of expiry for your brokers to review and present.
- Renewal Tracking
- Comparison Schedules
- Remarketing Prep
- Client Reminders
Quotes and Market Submissions
Gathering client information, completing proposal forms, building underwriting submissions, uploading to insurer portals and collating quotes into clear summaries for your brokers.
- Proposal Forms
- Submission Packs
- Insurer Portals
- Quote Summaries
Certificates and Documentation
Certificates of insurance, certificates of currency, loss runs, evidence of cover and policy document packs prepared quickly and checked carefully, so clients and contractors are never left waiting.
- COIs and Certificates of Currency
- Loss Runs
- Evidence of Cover
- Document Packs
Claims Administration Support
First notice of loss intake, claim lodgement with insurers, document collection, follow-ups with assessors and adjusters, and regular status updates that keep claimants informed and reassured.
- FNOL Intake
- Claim Lodgement
- Document Chasing
- Status Updates
Premium Accounting and Reconciliation
Client invoicing, receipting, premium funding paperwork, commission tracking and insurer statement reconciliations for agency and direct bill, with debtors followed up before cover is at risk.
- Invoicing and Receipting
- Statement Reconciliation
- Commission Tracking
- Debtor Follow-up
BUILT FOR A REGULATED INDUSTRY
Offshore support designed around your compliance obligations
Insurance is one of the most regulated industries in every market we serve. Your UpraisIT team is set up to support your licensed professionals, never to replace their judgement, with clear boundaries, secure access and processes that stand up to audit.
Before go-live, we agree exactly which tasks your offshore team handles and which stay with your licensed or authorised staff, so your obligations under your state licensing rules in the US, your AFS licence in Australia or FCA rules in the UK remain fully in your control.
Clear Licensing Boundaries
Advice, selling, binding and claims decisions stay with your licensed team.
Secure System Access
Individual logins, multi-factor authentication and approved permissions only.
Full Audit Trail
Every action recorded in your own broking or policy system.
Quality Checks Built In
Checklists, peer review and accuracy reporting on every workflow.
HOW IT WORKS
How we set up your insurance back-office team
Moving insurance processing offshore should feel controlled and low risk. UpraisIT’s transition is structured, documented and supervised, so your clients notice faster service, not a change in who does the work.
Workflow and Compliance Review
We map your current processes, lines of business, systems, volumes and service standards. Together we define which tasks move offshore and which remain with your licensed staff.
Insurance Talent Selection
We shortlist candidates with insurance or financial services experience matched to your market and systems. Each passes a skills test, an English assessment and a background check. You interview and choose.
Procedures and Systems Training
Your team is trained on your broking system, procedures manuals, insurer portals and checklists, with secure access set up before they handle live client files.
Go Live with Quality Assurance
Work goes live with close review by your team, then moves to regular quality sampling, accuracy reporting and monthly performance reviews. Add more support as your book grows.
ENGAGEMENT MODELS
Choose the support model that fits your business
Start with one specialist or build a full processing team. Every model includes dedicated talent, equipment, payroll, HR and account management on one simple monthly invoice.
FREE UP A BROKER
Dedicated Account Assistant
One full-time specialist supporting one or more account managers with their day-to-day processing.
- 40 hours per week, dedicated to you
- Works inside your broking system
- Ideal for small and mid-sized brokers
MOST POPULAR
RUN THE BACK OFFICE
Insurance Processing Team
A team covering policy admin, renewals, certificates and accounts, with an optional team lead and quality checker.
- Three to eight specialists across functions
- Shared queues, SLAs and QA reporting
- Built for growing brokerages and MGAs
FOCUSED FUNCTION
Claims or Accounts Desk
A specialised team dedicated to one high-volume function such as claims administration or premium accounting.
- Deep focus on one workflow
- Clear volume and turnaround reporting
- Scales with seasonal or event peaks
Your data, your system
Client files never leave your own platforms.
Accuracy reporting
Regular quality and turnaround metrics.
Peak-ready
Add support for renewal seasons and events.
No recruitment fees
One all-inclusive monthly rate per specialist.
TIMEZONE COVERAGE FOR US, AU AND UK
Processing that keeps pace with your clients
Philippine Standard Time (UTC+8) suits all three markets. Australian brokers share most of the working day for live collaboration. UK teams get a mid shift that covers the London afternoon, and US agencies get night shift support during American business hours.
Many clients also use the overnight advantage: queue endorsements, certificates and renewal prep at the end of the day, and start the next morning with everything ready for review.
CLIENT CITY
9AM TO 5PM EQUALS (MANILA)
SHIFT MODEL
πΊπΈ New York (EST)
10pm to 6am
Night shift
πΊπΈ Chicago (CST)
11pm to 7am
Night shift
π¦πΊ Sydney (AEDT)
6am to 2pm
Day shift
π¦πΊ Brisbane (AEST)
7am to 3pm
Day shift
π¬π§ London (GMT)
5pm to 1am
Mid shift
π¬π§ Manchester (GMT)
5pm to 1am
Mid shift
Times shift by one hour when daylight saving starts or ends in your city.
LOCAL BACK OFFICE VS OFFSHORE TEAM
Why insurance businesses choose back-office outsourcing
Experienced insurance staff are hard to find and expensive to keep, and when your account handlers are buried in admin, service and growth both suffer. A dedicated Philippine back-office team takes on the processing so your licensed people can do what only they can do.
Local Back-Office Staff
- Typical salaries of US$50,000+, A$65,000+ or Β£28,000+ per support role before benefits
- Licensed brokers and account handlers lose hours every day to admin
- Renewal peaks and catastrophe events overwhelm a small team
- Experienced insurance staff are scarce and slow to replace
- Backlogs lead to late renewals, errors and E&O exposure
Dedicated Insurance Team via UpraisIT
- Up to 70% lower total cost, on one predictable monthly invoice
- Licensed staff freed to advise, sell and retain clients
- Extra capacity quickly for renewal seasons and claim surges
- Candidates with real insurance experience, shortlisted fast
- Checklists and QA that keep work accurate and on time
SYSTEMS AND SEGMENTS
Fluent in your insurance systems, experienced across your lines
Our insurance support specialists work in the agency management, broking and policy administration platforms used across the US, Australia and the UK, and are matched to your lines of business so they understand your products and terminology.
- π Applied Epic
- π Vertafore AMS360
- π HawkSoft
- π EZLynx
- π Guidewire
- π Duck Creek
- π WinBEAT
- π iBAIS
- π Acturis
- π Open GI
- π Salesforce
- π Insurer Portals
- π’ Commercial Lines
- π Personal Lines
- π Motor and Fleet
- π Construction and Trade
- πΌ Professional Indemnity and Liability
- π©Ί Life and Health
- π₯ Employee Benefits
- π MGAs and Underwriting Agencies
COMMON QUESTIONS
What insurance businesses ask before outsourcing their back office
Cost depends on the roles, experience level and team size. Most US, Australian and UK insurance businesses save 50 to 70% compared with hiring equivalent local support staff. You pay one flat monthly rate per specialist covering salary, benefits, equipment, workspace, payroll, HR and account management.
Your offshore team handles administrative and processing work such as data entry, policy checking, renewal preparation, certificates, claims administration and reconciliations. Regulated activities, including giving advice, selling or arranging cover, binding and making claims decisions, stay with your licensed or authorised staff.
Your team works inside your own systems using individual logins, multi-factor authentication and only the permissions you approve. Every team member signs confidentiality agreements, and our processes follow the Philippine Data Privacy Act alongside your obligations under UK GDPR, the Australian Privacy Act and applicable US privacy laws.
Many candidates have hands-on experience with platforms such as Applied Epic, AMS360, HawkSoft, EZLynx, Acturis and Australian broking systems. We match candidates to your system where possible and train them on your specific setup and procedures before go-live.
Every workflow runs on documented checklists agreed with your team. New team members work under close review at first, then move to regular quality sampling, with accuracy and turnaround reported to you so you always know how the work is performing.
Most clients receive a shortlist within about a week and have their team processing live work within two weeks of sign-off. You can add specialists ahead of renewal peaks or after major weather events, typically with two to three weeks of notice.
Give your brokers back the time to grow your book
Talk to our team about your lines of business, systems, volumes and service standards, and see what a dedicated insurance back-office team from the Philippines would cost for your business. No obligation, no pressure, and an honest answer on whether it is the right fit.
How We Can Help You?
Each client has its own needs. As a B2B enterprise, we put a lot of effort to know your business needs well enough to offer you tailor-fit solutions that best meet your requirements.Β
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Who We've Worked With








